Smart Pay EngineSandboxsmartpayengine.com
Payment intelligence
Move money with the odds in view.
AI-powered payment infrastructure for modern businesses — smart routing, reversal intelligence and a tamper-evident ledger across USD, EUR and GBP.
- Live currencies
- 3
- Hash-chained audit
- 100%
- Routing decision
- <1s
- Sandbox-first — no real money moves until you connect a live provider.
- Double-entry ledger with append-only postings and balance invariants.
- PIN confirmation on every money-moving action.
Built for payment operations
Smart routing
Every transfer is scored across rails before it moves, with the success odds shown up front.
Reversal intelligence
Network rules and reason codes turned into a recovery probability per dispute.
Multi-currency ledger
Double-entry USD, EUR and GBP accounts with append-only, balance-checked postings.
Compliance & audit
Hash-chained audit trail, KYC review queues and exportable evidence for reviewers.